Executive Summary Sample - CD's by Term
Bank of America
7/20/2010 6mXSUM 7/20/2010 12mXSUM 7/20/2010 24mXSUM 7/20/2010 36mXSUM
INSTITUTION YIELD W/Disc CHG INSTITUTION YIELD W/Disc CHG INSTITUTION YIELD W/Disc CHG INSTITUTION YIELD W/Disc CHG
Wachovia 0.20     Wachovia 0.40     PNC Bk 0.90     Wachovia 0.85    
PNC Bk 0.25     Suntrust Bank 0.50     Suntrust Bank 1.11     PNC Bk 1.15    
Bank of America 0.35   (0.01) SECU 0.55     Wachovia 1.15     Balt Cty Svg 1.55    
Suntrust Bank 0.35     PNC Bk 0.60     Balt Cty Svg 1.25     HAR-CO FCU 1.60    
M&T Bank 0.50   (0.01) NBRS 0.90     M&T Bank 1.25     Bank of America 1.75   0.15
Balt Cty Svg 0.75   0.10 HAR-CO FCU 1.00   0.10 HAR-CO FCU 1.30     M&T Bank 1.75    
NBRS 0.75     Balt Cty Svg 1.06     Slavie Fed 1.46     SECU 1.75    
Slavie Fed 0.75   (0.01) Bank of America 1.06     Bank of America 1.50     APGFCU 1.80    
HAR-CO FCU 0.80     M&T Bank 1.10     NBRS 1.50     Freedom FCU 1.80    
Perry Point CU 0.90   (0.03) Perry Point CU 1.10   (0.03) Perry Point CU 1.50   (0.03) Perry Point CU 1.90   (0.01)
Freedom FCU 1.15   (0.01) Freedom FCU 1.20   (0.01) SECU 1.50     Slavie Fed 1.92   0.15
Point Breeze CU 1.20   0.15 Slavie Fed 1.26     APGFCU 1.55     Suntrust Bank 2.10    
Cecil Bank 1.25     Cecil Bank 1.50     Freedom FCU 1.85   (0.01) NBRS 2.15    
APGFCU NA     APGFCU NA     Point Breeze CU 1.90   0.15 Cecil Bank NA    
SECU NA     Point Breeze CU NA     Cecil Bank 2.00     Point Breeze CU NA    
6m 12m 24m 36m
Average 0.708 0.026 Average 0.941 0.020 Average 1.409 0.037 Average 1.698 0.097
Median 0.750 -0.010 Median 1.060 -0.010 Median 1.480 -0.010 Median 1.750 0.150
Min 0.200 -0.030 Min 0.400 -0.030 Min 0.900 -0.030 Min 0.850 -0.010
Max 1.250 0.150 Max 1.500 0.100 Max 1.900 0.150 Max 2.150 0.150
BofA +/- -0.358   BofA +/- 0.119   BofA +/- 0.091   BofA +/- 0.052  
Higher > 9   2 Higher > 5 1 Higher > 4 1 Higher > 6 2
Lower < 2   5 Lower < 6 2 Lower < 7 2 Lower < 4 1
Same = 1   6 Same = 1 10 Same = 3 12 Same = 2 10
7/20/2010 48mXSUM 7/20/2010 60mXSUM
INSTITUTION YIELD W/Disc CHG INSTITUTION YIELD W/Disc CHG INSTITUTION YIELD W/Disc CHG INSTITUTION YIELD W/Disc CHG
7/20/2010  Aberdeen PGFCU Deposits 48mXSUM 7/20/2010  Aberdeen PGFCU Deposits 60mXSUM
 Count  Low Rate  High Rate  Avg. Rate  Count  Low Rate  High Rate  Avg. Rate
12 2.600 13.000 3.250 2.716
M&T Bank 1.01   (0.01) PNC Bk 1.55                    
PNC Bk 1.25     M&T Bank 2.25                    
SECU 1.85   0.10 Bank of America 2.51   0.01                
Wachovia 2.00     HAR-CO FCU 2.51                    
Bank of America 2.01   0.01 Cecil Bank 2.75                    
HAR-CO FCU 2.01     NBRS 2.85                    
Slavie Fed 2.22     Wachovia 2.85                    
Balt Cty Svg 2.25     Freedom FCU 2.90   (0.01)                
NBRS 2.25     APGFCU 3.00                    
APGFCU 2.40     Balt Cty Svg 3.00                    
Freedom FCU 2.40     SECU 3.00   0.10                
Suntrust Bank 2.60     Suntrust Bank 3.00                    
Cecil Bank NA     Slavie Fed 3.25                    
Perry Point CU NA     Perry Point CU NA                    
Point Breeze CU NA     Point Breeze CU NA                    
48m 60m
Average 2.021   0.033 Average 2.725 0.033            
Median 2.115   0.010 Median 2.850 0.010            
Min 1.010   -0.010 Min 1.550 -0.010            
Max 2.600   0.100 Max 3.250 0.100            
BofA +/- -0.011   BofA +/- -0.215              
Higher > 6   2 Higher > 9   1            
Lower < 4   5 Lower < 2   2            
Same = 1   6 Same = 1   10