Executive Summary Sample - CD's by Term
	California CD Sample		Bank of America
		Graph							Graph							Graph							Graph
	4/27/2011	CD12m						4/27/2011	CD12m						4/27/2011	CD24m						4/27/2011	CD24m
	INSTITUTION	YIELD	W/Disc	CHG				INSTITUTION	YIELD	W/Disc	CHG				INSTITUTION	YIELD	W/Disc	CHG				INSTITUTION	YIELD	W/Disc	CHG
	4/27/2011	Point Loma FCU			CD12		MinTerm = 12; MinAmount <= 25000	4/27/2011	Point Loma FCU			CD12		MinTerm = 12; MinAmount <= 25000	4/27/2011	Point Loma FCU			CD24		MinAmount <= 25000; MinTerm = 24	4/27/2011	Point Loma FCU			CD24		MinAmount <= 25000; MinTerm = 24
		Count	Low Rate	High Rate	Avg. Rate				Count	Low Rate	High Rate	Avg. Rate				Count	Low Rate	High Rate	Avg. Rate				Count	Low Rate	High Rate	Avg. Rate
		8		0.700					8		0.700	0.469				8		1.200					8		1.200	#
	SDCCU	0.70		0.05				SDCCU	0.70		0.05				N.Island FCU	1.20		0.10				N.Island FCU	1.20		0.10
	Bank of America	0.65		0.05				Bank of America	0.65		0.05				M.F.C.U.	1.15		0.10				M.F.C.U.	1.15		0.10
	Cal Coast	0.65						Cal Coast	0.65		0.05				Cal Coast	1.10		0.10				Cal Coast	1.10		0.10
	M.F.C.U.	0.65						M.F.C.U.	0.65		(0.10)				SDCCU	1.10		(0.00)				SDCCU	1.10		(0.00)
	N.Island FCU	0.45		(0.15)				N.Island FCU	0.45		(0.15)				WellsFargo	1.05		(0.00)				WellsFargo	1.05		(0.00)
	Chase	0.25		(0.05)				Chase	0.25		(0.05)				Chase	1.01		(0.05)				Chase	1.01		(0.05)
	WellsFargo	0.25						WellsFargo	0.25						Bank of America	0.80						Bank of America	0.80
	US Bank	0.15						US Bank	0.15						US Bank	0.50						US Bank	0.50
		CD							CD							CD							CD
	Average	0.469		-0.025				Average	0.469		-0.025				Average	0.989		0.041				Average	0.989		0.041
	Median	0.550		0.000				Median	0.550		0.000				Median	1.075		0.050				Median	1.075		0.050
	Min	0.150		-0.150				Min	0.150		-0.150				Min	0.500		-0.050				Min	0.500		-0.050
	Max	0.700		0.050				Max	0.700		0.050				Max	1.200		0.100				Max	1.200		0.100
	Client +/- Med.	0.100						Client +/- Med.	0.100						Client +/- Med.	-0.275						Client +/- Med.	-0.275
	Higher >	1		2				Higher >	1		3				Higher >	6		3				Higher >	6		3
	Lower <	4		2				Lower <	4		2				Lower <	1		3				Lower <	1		3
	Same =	2		4				Same =	2		2				Same =	0		2				Same =	0		2
											4