<body>
<p>This page uses frames, but your browser doesn't support them.</p>
</body>

New Auto

Used Auto

New RV

Used RV

Boat

Signature

Changes

5.110

Risk Based Pricing Survey

Tot Chgs

17.270

RCU Loan Rates as of:

Effective June 21, 2006

Survey as of: 6/26/2006

COPY changes

New Auto - >$15,000 to
60 months incl discount

Creditor

Term

LTV

A+Rate

Chg vs Last

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

A+Rate

Chg vs Last

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

Bank of America

60

100

6.300

0.000

N/A

N/A

N/A

N/A

N/A

N/A

6.300

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Bank of Marin*

60

100

8.000

0.000

N/A

N/A

N/A

N/A

N/A

N/A

8.000

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Cal State Central Credit Union

6.240

0.000

6.740

0.000

7.990

0.000

16.740

0.000

6.240

0.000

6.740

0.000

7.990

0.000

16.740

0.000

Community First Credit Union

60

100

6.150

0.350

7.050

0.000

10.250

0.000

14.950

0.000

5.800

0.000

7.050

0.000

10.250

0.000

14.950

0.000

Exchange Bank*

60

100

7.210

0.460

N/A

N/A

N/A

N/A

N/A

N/A

6.750

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Golden One Credit Union

60

100

6.190

0.000

6.490

0.000

8.090

0.500

11.090

0.500

6.190

0.000

6.490

0.000

7.590

0.000

10.590

0.000

Mendo Lake Credit Union

5.890

0.000

6.490

0.000

8.040

0.000

12.740

0.000

5.890

0.000

6.490

0.000

8.040

0.000

12.740

0.000

Pacific Services Credit Union

60

100

5.940

0.000

5.940

0.000

6.940

0.000

9.990

-0.700

5.940

0.000

5.940

0.000

6.940

0.000

10.690

0.000

Patelco Credit Union

60

100

6.000

0.750

7.000

0.750

10.000

0.750

13.000

0.750

5.250

0.000

6.250

0.000

9.250

0.000

12.250

0.000

Provident Central Credit Union

5.500

0.000

6.000

0.000

11.875

0.000

16.625

0.000

5.500

0.000

6.000

0.000

11.875

0.000

16.625

0.000

Redwood Credit Union (Current Rate)

60

100

6.140

0.150

6.490

0.050

7.590

0.100

11.490

0.400

5.990

0.000

6.440

0.000

7.490

0.000

11.090

0.000

Travis Credit Union

5.780

0.000

6.240

0.000

9.860

0.000

12.980

0.000

5.780

0.000

6.240

0.000

9.860

0.000

12.980

0.000

Washington Mutual*

8.750

0.000

8.950

0.000

10.000

0.000

10.850

0.000

8.750

0.000

8.950

0.000

10.000

0.000

10.850

0.000

Wells Fargo Bank*

8.110

0.000

N/A

N/A

N/A

N/A

10.860

0.000

8.110

0.000

N/A

N/A

N/A

N/A

10.860

0.000

Westamerica*

60

100

7.590

0.300

7.490

0.000

8.790

0.000

N/A

N/A

7.290

0.000

7.490

0.000

8.790

0.000

N/A

N/A

summary of changes

2.010

0.800

1.350

0.950

0

0

0

0

Changes

5.140

Risk Based Pricing Survey

RCU Loan Rates as of:

Effective June 21, 2006

Survey as of: 6/26/2006

COPY old rates

Used Auto - >$15,000
to 60 months incl discount

Creditor

Term

LTV

A+Rate

Chg vs Last

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

A+Rate

Chg vs Last

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

Bank of America

60

100

8.550

0.000

N/A

N/A

N/A

N/A

N/A

N/A

8.550

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Bank of Marin*

60

100

8.500

0.000

N/A

N/A

N/A

N/A

N/A

N/A

8.500

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Cal State Central Credit Union

6.240

0.000

6.740

0.000

7.990

0.000

16.740

0.000

6.240

0.000

6.740

0.000

7.990

0.000

16.740

0.000

Community First Credit Union

60

100

6.250

0.350

7.250

0.000

10.350

0.000

15.450

0.000

5.900

0.000

7.250

0.000

10.350

0.000

15.450

0.000

Exchange Bank*

60

100

7.590

0.340

N/A

N/A

N/A

N/A

N/A

N/A

7.250

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Golden One Credit Union

60

100

6.290

0.000

6.590

0.000

8.990

0.500

11.490

0.500

6.290

0.000

6.590

0.000

8.490

0.000

10.990

0.000

Mendo Lake Credit Union

6.090

0.000

6.490

0.000

8.040

0.000

12.890

0.000

6.090

0.000

6.490

0.000

8.040

0.000

12.890

0.000

Pacific Services Credit Union

60

100

5.940

0.000

5.940

0.000

6.940

0.000

9.990

-0.700

5.940

0.000

5.940

0.000

6.940

0.000

10.690

0.000

Patelco Credit Union

60

100

6.000

0.750

7.000

0.750

10.000

0.750

13.000

0.750

5.250

0.000

6.250

0.000

9.250

0.000

12.250

0.000

Provident Central Credit Union

5.500

0.000

6.000

0.000

11.875

0.000

16.625

0.000

5.500

0.000

6.000

0.000

11.875

0.000

16.625

0.000

Redwood Credit Union (Current Rate)

60

100

6.290

0.150

6.640

0.100

7.740

0.150

11.640

0.450

6.140

0.000

6.540

0.000

7.590

0.000

11.190

0.000

Travis Credit Union

5.880

0.000

6.350

0.000

9.960

0.000

13.280

0.000

5.880

0.000

6.350

0.000

9.960

0.000

13.280

0.000

Washington Mutual*

9.125

0.000

9.325

0.000

10.375

0.000

11.225

0.000

9.125

0.000

9.325

0.000

10.375

0.000

11.225

0.000

Wells Fargo Bank*

8.110

0.000

N/A

N/A

N/A

N/A

10.860

0.000

8.110

0.000

N/A

N/A

N/A

N/A

10.860

0.000

Westamerica*

60

100

7.840

0.300

7.740

0.000

N/A

N/A

N/A

N/A

7.540

0.000

7.740

0.000

N/A

N/A

N/A

N/A

summary of changes

1.890

0.850

1.400

1.000

0

0

0

5.329E-15

Changes

2.260

Risk Based Pricing Survey

RCU Loan Rates as of:

June 26, 2006

Survey as of: 6/26/2006

COPY of RATES last

New RV - >$25,000 to
180 months incl discount

Creditor

Term

LTV

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

D Rate

Chg vs Last

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

D Rate

Chg vs Last

Bank of America

60

100

7.990

-0.510

N/A

N/A

N/A

N/A

N/A

N/A

8.500

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Bank of the West

60

100

7.490

-0.250

N/A

N/A

N/A

N/A

N/A

N/A

7.740

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Community First Credit Union

60

100

7.100

0.000

8.950

0.000

NA

NA

NA

NA

7.100

0.000

8.950

0.000

NA

NA

NA

NA

Exchange Bank

60

100

7.250

0.000

N/A

N/A

N/A

N/A

N/A

N/A

7.250

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Golden One Credit Union

60

100

7.500

0.000

8.750

0.000

11.000

0.000

13.500

0.000

7.500

0.000

8.750

0.000

11.000

0.000

13.500

0.000

Patelco Credit Union

60

100

8.000

0.750

9.000

0.750

12.000

0.750

15.000

0.750

7.250

0.000

8.250

0.000

11.250

0.000

14.250

0.000

Provident Central Credit Union

60

100

7.375

0.000

9.875

0.000

13.625

0.000

17.875

0.000

7.375

0.000

9.875

0.000

13.625

0.000

17.875

0.000

Redwood Credit Union (Current Rate)

60

100

6.740

0.000

8.990

0.000

N/A

N/A

N/A

N/A

6.740

0.000

8.990

0.000

N/A

N/A

N/A

N/A

Washington Mutual

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Wells Fargo Bank

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

summary of changes

0.010

0.750

0.750

0.750

0

0

0

0

SUM

2.260

Risk Based Pricing Survey

RCU Loan Rates as of:

June 26, 2006

Survey as of: 6/26/2006

COPY of RATES last

Used RV - >$25,000 to
180 months incl discount

Creditor

Term

LTV

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

D Rate

Chg vs Last

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

D Rate

Chg vs Last

Redwood Credit Union (Current Rate)

60

100

6.740

0.000

8.990

0.000

N/A

N/A

N/A

N/A

6.740

0.000

8.990

0.000

N/A

N/A

N/A

N/A

Bank of America

60

100

8.240

-0.510

N/A

N/A

N/A

N/A

N/A

N/A

8.750

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Bank of the West

60

100

7.990

-0.250

N/A

N/A

N/A

N/A

N/A

N/A

8.240

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Community First Credit Union

60

100

7.100

0.000

8.950

0.000

NA

NA

NA

NA

7.100

0.000

8.950

0.000

NA

NA

NA

NA

Exchange Bank

60

100

7.250

0.000

N/A

N/A

N/A

N/A

N/A

N/A

7.250

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Golden One Credit Union

60

100

9.500

0.000

10.750

0.000

14.000

0.000

16.500

0.000

9.500

0.000

10.750

0.000

14.000

0.000

16.500

0.000

Patelco Credit Union

60

100

8.000

0.750

9.000

0.750

12.000

0.750

15.000

0.750

7.250

0.000

8.250

0.000

11.250

0.000

14.250

0.000

Provident Central Credit Union

60

100

7.375

0.000

9.875

0.000

13.625

0.000

17.875

0.000

7.375

0.000

9.875

0.000

13.625

0.000

17.875

0.000

Washington Mutual

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Wells Fargo Bank

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

summary of changes

0.010

0.750

0.750

0.750

0

0

0

0

Changes

2.500

Risk Based Pricing Survey

RCU Loan Rates as of:

June 26, 2006

Survey as of: 6/26/2006

Boat - >$25,000 to 180 months incl discount

Creditor

Term

LTV

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

D Rate

Chg vs Last

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

D Rate

Chg vs Last

Bank of America

60

100

8.250

-0.500

N/A

N/A

N/A

N/A

N/A

N/A

8.750

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Bank of the West

60

100

8.240

0.000

N/A

N/A

N/A

N/A

N/A

N/A

8.240

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Community First Credit Union

60

100

7.100

0.000

8.950

0.000

NA

NA

NA

NA

7.100

0.000

8.950

0.000

NA

NA

NA

NA

Exchange Bank

60

100

7.250

0.000

N/A

N/A

N/A

N/A

N/A

N/A

7.250

0.000

N/A

N/A

N/A

N/A

N/A

N/A

Golden One Credit Union

60

100

7.500

0.000

8.750

0.000

11.000

0.000

13.500

0.000

7.500

0.000

8.750

0.000

11.000

0.000

13.500

0.000

Patelco Credit Union

60

100

8.000

0.750

9.000

0.750

12.000

0.750

15.000

0.750

7.250

0.000

8.250

0.000

11.250

0.000

14.250

0.000

Provident Central Credit Union

60

100

6.625

0.000

9.125

0.000

12.875

0.000

17.125

0.000

6.625

0.000

9.125

0.000

12.875

0.000

17.125

0.000

Redwood Credit Union (Current Rate)

60

100

6.740

0.000

8.990

0.000

N/A

N/A

N/A

N/A

6.740

0.000

8.990

0.000

N/A

N/A

N/A

N/A

Wells Fargo Bank

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

summary of changes

0.250

0.750

0.750

0.750

0

0

0

0

Changes

0.000

Risk Based Pricing Survey

RCU Loan Rates as of:

June 26, 2006

Survey as of: 6/26/2006

Signature- >$5,000 to 60 months

Creditor

Term

LTV

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

D Rate

Chg vs Last

A Rate

Chg vs Last

B Rate

Chg vs Last

C Rate

Chg vs Last

D Rate

Chg vs Last

Bank of America

60

100

N/A

N/A

16.600

0.000

N/A

N/A

N/A

N/A

N/A

N/A

16.600

0.000

N/A

N/A

N/A

N/A

Bank of the West

60

100

N/A

N/A

16.000

0.000

N/A

N/A

N/A

N/A

N/A

N/A

16.000

0.000

N/A

N/A

N/A

N/A

Exchange Bank

60

100

N/A

N/A

13.500

0.000

N/A

N/A

N/A

N/A

N/A

N/A

13.500

0.000

N/A

N/A

N/A

N/A

Golden One Credit Union

60

100

N/A

N/A

11.000

0.000

11.750

0.000

15.250

0.000

N/A

N/A

11.000

0.000

11.750

0.000

15.250

0.000

Patelco Credit Union

60

100

N/A

N/A

15.150

0.000

N/A

N/A

N/A

N/A

N/A

N/A

15.150

0.000

N/A

N/A

N/A

N/A

Provident Central Credit Union

60

100

9.490

0.000

9.990

0.000

15.750

0.000

17.500

0.000

9.490

0.000

9.990

0.000

15.750

0.000

17.500

0.000

Redwood Credit Union (Current Rate)

60

100

9.990

0.000

10.990

0.000

13.990

0.000

16.990

0.000

9.990

0.000

10.990

0.000

13.990

0.000

16.990

0.000

Washington Mutual

N/A

N/A

12.300

0.000

14.000

0.000

17.700

0.000

N/A

N/A

12.300

0.000

14.000

0.000

17.700

0.000

Wells Fargo Bank

N/A

N/A

14.100

0.000

N/A

N/A

N/A

N/A

N/A

N/A

14.100

0.000

N/A

N/A

N/A

N/A

summary of changes

0.000

0.000

0.000

0.000

0

0

0

0