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 New Auto   Used Auto   New RV   Used RV   Boat<= /a>   Signature 
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Changes 5.110
Risk Based Pricing Survey Tot Chgs 17.270
RCU Loan Rates as of:
Effective June 21, 2006
Survey as of: 6/26/2006 COPY changes
New Auto - >= $15,000 to 60 months incl discount
Creditor Term LTV A+Rate Chg vs Last A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last A+Rate Chg vs Last A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last
Bank of America 60 100 6.300 = 0.000 N/A N/A N/A N/A N/A N/A 6.300 0.000 N/A N/A N/A N/A N/A N/A
Bank of Marin* 60 100 8.000 0.000 N/A N/A N/A N/A N/A N/A 8.000 0.000 N/A N/A N/A N/A N/A N/A
Cal State Central Credit Union=     6.240 0.000 6.740 0.000 7.990 0.000 16.740<= /td> 0.000 6.240 0.000 6.740 0.000 7.990 0.000 16.740<= /td> 0.000
Community First Credit Union 60 100 6.150 0.350 7.050 0.000 10.250<= /td> 0.000 14.950<= /td> 0.000 5.800 0.000 7.050 0.000 10.250<= /td> 0.000 14.950<= /td> 0.000
Exchange Bank* 60 100 7.210 0.460 N/A N/A N/A N/A N/A N/A 6.750 0.000 N/A N/A N/A N/A N/A N/A
Golden One Credit Union 60 100 6.190 0.000 6.490 0.000 8.090 0.500 11.090 0.500 6.190 0.000 6.490 0.000 7.590 0.000 10.590<= /td> 0.000
Mendo Lake Credit Union     5.890 0.000 6.490 0.000 8.040 0.000 12.740<= /td> 0.000 5.890 0.000 6.490 0.000 8.040 0.000 12.740<= /td> 0.000
Pacific Services Credit Union<= /td> 60 100 5.940 0.000 5.940 0.000 6.940 0.000 9.990 -0.700 5.940 0.000 5.940 0.000 6.940 0.000 10.690<= /td> 0.000
Patelco Credit Union 60 100 6.000 0.750 7.000 0.750 10.000<= /td> 0.750 13.000<= /td> 0.750 5.250 0.000 6.250 0.000 9.250 0.000 12.250<= /td> 0.000
Provident Central Credit Union=     5.500 0.000 6.000 0.000 11.875 0.000 16.625 0.000 5.500 0.000 6.000 0.000 11.875 0.000 16.625 0.000
Redwood Credit Union (Current = Rate) 60 100 6.140 0.150 6.490 0.050 7.590 0.100 11.490<= /td> 0.400 5.990 0.000 6.440 0.000 7.490 0.000 11.090<= /td> 0.000
Travis Credit Union     5.780 0.000 6.240 0.000 9.860 0.000 12.980<= /td> 0.000 5.780 0.000 6.240 0.000 9.860 0.000 12.980<= /td> 0.000
Washington Mutual*     8.750 0.000 8.950 0.000 10.000<= /td> 0.000 10.850 0.000 8.750 0.000 8.950 0.000 10.000<= /td> 0.000 10.850<= /td> 0.000
Wells Fargo Bank*     8.110 0.000 N/A N/A N/A N/A 10.860 0.000 8.110 0.000 N/A N/A N/A N/A 10.860<= /td> 0.000
Westamerica* 60 100 7.590 0.300 7.490 0.000 8.790 0.000 N/A N/A 7.290 0.000 7.490 0.000 8.790 0.000 N/A N/A
                     
summary of changes 2.010 0.800 1.350 0.950 0 0 0 0
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Changes 5.140
Risk Based Pricing Survey
RCU Loan Rates as of:
Effective June 21, 2006
Survey as of: 6/26/2006 COPY old rates<= /td>
Used Auto - >= ;$15,000 to 60 months incl discount
Creditor Term LTV A+Rate Chg vs Last A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last A+Rate Chg vs Last A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last
Bank of America 60 100 8.550 0.000 N/A N/A N/A N/A N/A N/A 8.550 0.000 N/A N/A N/A N/A N/A N/A
Bank of Marin* 60 100 8.500 0.000 N/A N/A N/A N/A N/A N/A 8.500 0.000 N/A N/A N/A N/A N/A N/A
Cal State Central Credit Union=     6.240 0.000 6.740 0.000 7.990 0.000 16.740<= /td> 0.000 6.240 0.000 6.740 0.000 7.990 0.000 16.740<= /td> 0.000
Community First Credit Union 60 100 6.250 0.350 7.250 0.000 10.350<= /td> 0.000 15.450<= /td> 0.000 5.900 0.000 7.250 0.000 10.350<= /td> 0.000 15.450<= /td> 0.000
Exchange Bank* 60 100 7.590 0.340 N/A N/A N/A N/A N/A N/A 7.250 0.000 N/A N/A N/A N/A N/A N/A
Golden One Credit Union 60 100 6.290 0.000 6.590 0.000 8.990 0.500 11.490 0.500 6.290 0.000 6.590 0.000 8.490 0.000 10.990<= /td> 0.000
Mendo Lake Credit Union     6.090 0.000 6.490 0.000 8.040 0.000 12.890<= /td> 0.000 6.090 0.000 6.490 0.000 8.040 0.000 12.890<= /td> 0.000
Pacific Services Credit Union<= /td> 60 100 5.940 0.000 5.940 0.000 6.940 0.000 9.990 -0.700 5.940 0.000 5.940 0.000 6.940 0.000 10.690<= /td> 0.000
Patelco Credit Union 60 100 6.000 0.750 7.000 0.750 10.000<= /td> 0.750 13.000<= /td> 0.750 5.250 0.000 6.250 0.000 9.250 0.000 12.250<= /td> 0.000
Provident Central Credit Union=     5.500 0.000 6.000 0.000 11.875 0.000 16.625 0.000 5.500 0.000 6.000 0.000 11.875 0.000 16.625 0.000
Redwood Credit Union (Current = Rate) 60 100 6.290 0.150 6.640 0.100 7.740 0.150 11.640<= /td> 0.450 6.140 0.000 6.540 0.000 7.590 0.000 11.190<= /td> 0.000
Travis Credit Union     5.880 0.000 6.350 0.000 9.960 0.000 13.280<= /td> 0.000 5.880 0.000 6.350 0.000 9.960 0.000 13.280<= /td> 0.000
Washington Mutual*     9.125 0.000 9.325 0.000 10.375 0.000 11.225 0.000 9.125 0.000 9.325 0.000 10.375 0.000 11.225 0.000
Wells Fargo Bank*     8.110 0.000 N/A N/A N/A N/A 10.860 0.000 8.110 0.000 N/A N/A N/A N/A 10.860<= /td> 0.000
Westamerica* 60 100 7.840 0.300 7.740 0.000 N/A N/A N/A N/A 7.540 0.000 7.740 0.000 N/A N/A N/A N/A
                     
summary of changes 1.890 0.850 1.400 1.000 0 0 0 5.329E-15=
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Changes 2.260
Risk Based Pricing Survey
RCU Loan Rates as of: 
June 26, 2006
Survey as of: 6/26/2006 COPY of RATES l= ast
New RV - >$2= 5,000 to 180 months incl discount
Creditor Term LTV A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last D Rate Chg vs Last A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last D Rate Chg vs Last
Bank of America 60 100 7.990 -0.510 N/A N/A N/A N/A N/A N/A 8.500 0.000 N/A N/A N/A N/A N/A N/A
Bank of the West 60 100 7.490 -0.250 N/A N/A N/A N/A N/A N/A 7.740 0.000 N/A N/A N/A N/A N/A N/A
Community First Credit Union 60 100 7.100 0.000 8.950 0.000 NA NA NA NA 7.100 0.000 8.950 0.000 NA NA NA NA
Exchange Bank 60 100 7.250 0.000 N/A N/A N/A N/A N/A N/A 7.250 0.000 N/A N/A N/A N/A N/A N/A
Golden One Credit Union 60 100 7.500 0.000 8.750 0.000 11.000<= /td> 0.000 13.500<= /td> 0.000 7.500 0.000 8.750 0.000 11.000<= /td> 0.000 13.500<= /td> 0.000
Patelco Credit Union 60 100 8.000 0.750 9.000 0.750 12.000<= /td> 0.750 15.000<= /td> 0.750 7.250 0.000 8.250 0.000 11.250<= /td> 0.000 14.250<= /td> 0.000
Provident Central Credit Union= 60 100 7.375 0.000 9.875 0.000 13.625 0.000 17.875 0.000 7.375 0.000 9.875 0.000 13.625 0.000 17.875 0.000
Redwood Credit Union (Current = Rate) 60 100 6.740 0.000 8.990 0.000 N/A N/A N/A N/A 6.740 0.000 8.990 0.000 N/A N/A N/A N/A
Washington Mutual     N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
Wells Fargo Bank     N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
                     
summary of changes 0.010 0.750 0.750 0.750 0 0 0 0
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SUM 2.260
Risk Based Pricing Survey
RCU Loan Rates as of: 
June 26, 2006
Survey as of: 6/26/2006 COPY of RATES l= ast
Used RV - >$= 25,000 to 180 months incl discount
Creditor Term LTV A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last D Rate Chg vs Last A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last D Rate Chg vs Last
Redwood Credit Union (Current Rate) 60 100 6.740 0.000 8.990 0.000 N/A N/A N/A N/A 6.740 0.000 8.990 0.000 N/A N/A N/A N/A
Bank of America 60 100 8.240 -0.510 N/A N/A N/A N/A N/A N/A 8.750 0.000 N/A N/A N/A N/A N/A N/A
Bank of the West 60 100 7.990 -0.250 N/A N/A N/A N/A N/A N/A 8.240 0.000 N/A N/A N/A N/A N/A N/A
Community First Credit Union 60 100 7.100 0.000 8.950 0.000 NA NA NA NA 7.100 0.000 8.950 0.000 NA NA NA NA
Exchange Bank 60 100 7.250 0.000 N/A N/A N/A N/A N/A N/A 7.250 0.000 N/A N/A N/A N/A N/A N/A
Golden One Credit Union 60 100 9.500 0.000 10.750<= /td> 0.000 14.000<= /td> 0.000 16.500<= /td> 0.000 9.500 0.000 10.750<= /td> 0.000 14.000<= /td> 0.000 16.500<= /td> 0.000
Patelco Credit Union 60 100 8.000 0.750 9.000 0.750 12.000<= /td> 0.750 15.000<= /td> 0.750 7.250 0.000 8.250 0.000 11.250<= /td> 0.000 14.250<= /td> 0.000
Provident Central Credit Union= 60 100 7.375 0.000 9.875 0.000 13.625 0.000 17.875 0.000 7.375 0.000 9.875 0.000 13.625 0.000 17.875 0.000
Washington Mutual     N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
Wells Fargo Bank     N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
                     
summary of changes 0.010 0.750 0.750 0.750 0 0 0 0
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Changes 2.500
Risk Based Pricing Survey
RCU Loan Rates as of: 
June 26, 2006
Survey as of: 6/26/2006
Boat - >$25,000 to 180 months incl discount
Creditor Term LTV A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last D Rate Chg vs Last A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last D Rate Chg vs Last
Bank of America 60 100 8.250 -0.500 N/A N/A N/A N/A N/A N/A 8.750 0.000 N/A N/A N/A N/A N/A N/A
Bank of the West 60 100 8.240 0.000 N/A N/A N/A N/A N/A N/A 8.240 0.000 N/A N/A N/A N/A N/A N/A
Community First Credit Union 60 100 7.100 0.000 8.950 0.000 NA NA NA NA 7.100 0.000 8.950 0.000 NA NA NA NA
Exchange Bank 60 100 7.250 0.000 N/A N/A N/A N/A N/A N/A 7.250 0.000 N/A N/A N/A N/A N/A N/A
Golden One Credit Union 60 100 7.500 0.000 8.750 0.000 11.000<= /td> 0.000 13.500<= /td> 0.000 7.500 0.000 8.750 0.000 11.000<= /td> 0.000 13.500<= /td> 0.000
Patelco Credit Union 60 100 8.000 0.750 9.000 0.750 12.000<= /td> 0.750 15.000<= /td> 0.750 7.250 0.000 8.250 0.000 11.250<= /td> 0.000 14.250<= /td> 0.000
Provident Central Credit Union= 60 100 6.625 0.000 9.125 0.000 12.875 0.000 17.125 0.000 6.625 0.000 9.125 0.000 12.875 0.000 17.125 0.000
Redwood Credit Union (Current = Rate) 60 100 6.740 0.000 8.990 0.000 N/A N/A N/A N/A 6.740 0.000 8.990 0.000 N/A N/A N/A N/A
Wells Fargo Bank     N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
                     
summary of changes 0.250 0.750 0.750 0.750 0 0 0 0
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Changes 0.000
Risk Based Pricing Survey
RCU Loan Rates as of: 
June 26, 2006
Survey as of: 6/26/2006
Signature- >$5,000 to 60 months
Creditor Term LTV A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last D Rate Chg vs Last A Rate Chg vs Last B Rate Chg vs Last C Rate Chg vs Last D Rate Chg vs Last
Bank of America 60 100 N/A N/A 16.600 0.000 N/A N/A N/A N/A N/A N/A 16.600 0.000 N/A N/A N/A N/A
Bank of the West 60 100 N/A N/A 16.000<= /td> 0.000 N/A N/A N/A N/A N/A N/A 16.000<= /td> 0.000 N/A N/A N/A N/A
Exchange Bank 60 100 N/A N/A 13.500<= /td> 0.000 N/A N/A N/A N/A N/A N/A 13.500<= /td> 0.000 N/A N/A N/A N/A
Golden One Credit Union 60 100 N/A N/A 11.000<= /td> 0.000 11.750 0.000 15.250 0.000 N/A N/A 11.000<= /td> 0.000 11.750<= /td> 0.000 15.250<= /td> 0.000
Patelco Credit Union 60 100 N/A N/A 15.150<= /td> 0.000 N/A N/A N/A N/A N/A N/A 15.150<= /td> 0.000 N/A N/A N/A N/A
Provident Central Credit Union= 60 100 9.490 0.000 9.990 0.000 15.750<= /td> 0.000 17.500<= /td> 0.000 9.490 0.000 9.990 0.000 15.750<= /td> 0.000 17.500<= /td> 0.000
Redwood Credit Union (Current = Rate) 60 100 9.990 0.000 10.990<= /td> 0.000 13.990<= /td> 0.000 16.990<= /td> 0.000 9.990 0.000 10.990<= /td> 0.000 13.990<= /td> 0.000 16.990<= /td> 0.000
Washington Mutual     N/A N/A 12.300<= /td> 0.000 14.000<= /td> 0.000 17.700<= /td> 0.000 N/A N/A 12.300<= /td> 0.000 14.000<= /td> 0.000 17.700<= /td> 0.000
Wells Fargo Bank     N/A N/A 14.100<= /td> 0.000 N/A N/A N/A N/A N/A N/A 14.100<= /td> 0.000 N/A N/A N/A N/A
                     
summary of changes 0.000 0.000 0.000 0.000 0 0 0 0
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