SURVEY DATE: 07/20/10    ProRates Client                                      
                                                  BofA Avg cHG / Count  
07/20/10  ProRates New Auto 72 mo $20,000 #DIV/0! 0.000 0.000 0   #DIV/0! 0.000 0.000 #DIV/0! 0.000 #N/A
       
 Count  Low Rate  High Rate  Avg. Rate        
12 3.500 7.750 5.433        
       
100730 07/02/10 SAFE CU New-Fixed ONE RATE A + Credit $10,000 - $100,000 12 to 72 mos 100 3.500 F None None 0 1 None None CA     F  
92348 08/13/20 Bank of America New-Fixed                                                    A Credit $7,500 - $100,000 12 to 72 mos 90 4.150 F $100 None 0 1 -0.250 -0.250 B CA     F  
91832 08/01/10 Patelco New-Fixed  A Credit $1,000 - $100,000 37 to 72 mos 80 4.600 F None None 0 0 A-Credit -0.100 -0.100 CA     F  
92317 04/06/10 Golden 1 New-Fixed PROMO Ended A + Credit $15,000 - $100,000 67 to 72 mos 130 4.990 F None None 0 1 -0.250 None CA     F  
91874 08/12/10 SchoolsFirst FCU New-Fixed  A Credit $1,000 - $100,000 61 to 72 mos 100 5.240 F None None 0 0 A-Credit -0.750 None CA     F  
91818 01/12/08 S.D.C.CU New-Fixed  A Credit $15,000 - $100,000 61 to 72 mos 120 5.250 V (WSJ PRIME QTRLY) 4.750 0.5 None None 0 0 None None CA     V  
91712 08/12/10 WesComCU New-Fixed  A Credit $15,001 - $100,000 12 to 72 mos 100 5.490 F None None 0 0 -1.000 -1.000 CA     F  
91796 01/11/10 Lockheed New-Fixed  A Credit $15,000 - $100,000 12 to 72 mos 110 5.740 F None None 0 0 -1.000 None CA     F  
105308 08/13/10 TravisCU New-Fixed 1st Time Buyer 1st Time Buyer A Credit $10,000 - $100,000 12 to 78 mos 80 5.790 F None None 0 1 -0.250 -0.750 CA     F  
98817 08/13/10 Chase New-Fixed New Dealer Purchase A Undefined $10,000 - $100,000 12 to 72 mos 80 5.950 F $75 None -0.500 -0.250 CA     F  
93487 11/13/06 Addison New-Fixed  A Credit $15,000 - $300,000 12 to 72 mos 100 6.740 F None None 0 0 None None   CA     F  
93016 07/14/10 SBB&T New-Fixed Preferred Preferred 0/1 yr old A + Credit $15,001 - $100,000 12 to 72 mos 100 7.750 F $60 None -0.250 -0.250 CA     F  
None None None None        
None None None None        
None None None None        
None None None None        
       
       
08/12/10  ProRates NewBoats 72 mo $20,000        
       
 Count  Low Rate  High Rate  Avg. Rate        
13 6.590 12.250 9.159        
       
89635 08/06/20 Bank of America New-Fixed  A Credit $15,000 - $24,999 1 to 144 mos 90 6.590 F $100 None 0 2 None None B CA        
89016 10/12/07 S.D.C.CU New/Used Variable A Credit $15,000 - $34,999 12 to 120 mos 80 6.750 V (WSJ PRIME QTRLY) 0.950 5.8 None None 0 0 None None CA        
89520 07/02/10 BankWest New/Used  A Credit $10,000 - $24,999 36 to 144 mos 100 7.850 F $50 None 0 0 -0.250 None B CA        
89018 07/15/10 US Bank New/Used CA 94123 A Credit $15,000 - $24,999 12 to 84 mos 90 7.990 F $75 None 0 2 -0.500 None CA        
89551 09/29/06 Golden 1 New-Fixed  A + Credit $1,000 - $24,999 12 to 84 mos 120 8.250 F None None 0 0 NEW R.V. or NEW BOAT (Boats under 12 feet, see Motorcycle Rate Sheets) -0.250 None CA        
91044 11/13/06 SchoolsFirst FCU New-Fixed  A Credit $10,000 - $24,999 1 to 72 mos 90 8.500 F None None 0 0 -0.750 None CA        
89152 08/06/10 TravisCU New-Fixed  A Credit $15,000 - $250,000 12 to 72 mos 100 8.890 F None None 0 0 -0.250 -0.750 CA        
97540 07/14/10 SBB&T New-Fixed  A + Credit $5,000 - $100,000 12 to 72 mos 90 9.750 F $60 None 0 1 -0.250 -0.250 CA        
89459 07/15/05 Lockheed New-Fixed  A Credit $15,000 - $500,000 12 to 72 mos 90 9.990 F None None 0 0 -1.000 None CA        
89177 07/12/10 UnionBk New/Used Balloon A Credit $15,000 - $49,999 1 to 84 mos 90 10.000 F $75 None 0 0 None None CA        
89318 07/01/10 Patelco New-Fixed New & Used A Credit $15,000 - $24,999 12 to 72 mos 100 11.100 F None None 0 0 -0.250 -0.100 CA        
89065 07/15/10 WellsFargo New-Fixed  A Credit $7,500 - $99,999 12 to 180 mos 100 11.150 F None None 0 0 -0.250 -0.500 B CA