Are you making th= e most

of your market research?

Are you even using outside market research at all ?

At ProRates, we understand that you’re busy with= a multitude of things— managing staff, creating campaigns, pricing printers, writing reports, meeting with other departments, and all of the o= ther duties that come with being a manager at a financial institution of your si= ze and stature— but while you’re taking care of things inside your organization, the financial climate outside is changing at a record pace. To stay ahead, you’ll need help.

Think of ProRates as a member of = your marketing team.

You simply don’t have time to gather all of the market research relevant to your marketing efforts. Even if you did, just making sense of it would be another full time job. ProRates is set up specifically to help small to mid-sized regional banks and credit unions like yours, by offering fully-customized, up-to-date stats and information, including:

-Market share re= ports (Banks or Credit Unions)

-Peer Analysis rep= ort (Banks and Credit Unions) from thestreet.com

-Web Promotions<= o:p>

- Deposit rates: CD’s, Money Market, Checking, Savings, and Business

-Federal Numbers= and Statistics

-Scrolling ticke= rs (see prorates.com)

-Fee schedules

-Consumer loans = and mortgage

-Credit cards

-Commercial real estate=

-Business loans

Here are links= to some of the products and services we offer:

Ø Web Page Rates Comparison Tool (view)<= o:p>

Shoul= dn’t you be using this service? Click “compare”.

Ø Freddie Mac Average Rates (view)

How d= o your fixed and ARM rates compare to the national averages?

Ø = Competitor Promotions (view)

What products are your competitors pushing?

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Ø Executive summary format styles

Ø Iowa Rate Averages

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Ø Detailed Mortgage Report (view)

Are y= ou offering a full complement of products?

Ø Detailed Loan Report (view)

Are y= our rates and features competitive?

Ø Detailed D= eposit Report (view)

Did y= ou know that we offer discounts for adding deposit reports?<= /p>

ProRates is const= antly growing in scope. We have recently added a new feature to our surveys. We now will summarize your surveys for you with a brief over= view of any changes, any new products and over all data trends in graph form. Depending on the amount of data you receive, you can pay a onetime set-up f= ee to have any of your surveys come with this summation. Simply reply to this email or call and ask us for more details.

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1= 766A Union Street, San Francis= co CA 94123 Direct: 415 775 5566 Toll Fre= e: 888 776 7285 Fax: 415 775 5557

W= eb site: www.prorates.net mailto:prsales@prorates.net